Paycheck Calculator & Tax (US)

💰 See your real paycheck and budget your take-home pay in seconds. 💼 Enter your pay — including overtime, tips, and bonuses — plus W-4 inputs and deductions. Get a clear, accurate breakdown from gross to net. Built for the United States with 2025 IRS, state, Social Security, and Medicare rules. Plus, plan budgets by combining multiple paychecks with custom income and expense items.

💡 Why do people use it
• See your exact net pay before payday
• Plan a budget from your take-home pay
• Understand what federal, state, FICA, and Medicare take from your check
• Compare job offers, raises, hours, and deductions with confidence

⚙️ Core features
• Hourly and salary modes
• Pay periods: daily, weekly, biweekly, semimonthly, monthly, yearly
• W-4 inputs: filing status, dependents, additional withholding
• Federal and state taxes (all 50 states + DC)
• Social Security, Medicare, and additional Medicare tax
• Overtime, tips, commissions, and bonuses
• Pre-tax deductions: 401(k), HSA, FSA, insurance, commuter
• Post-tax deductions: Roth, union dues, garnishments

📊 Budget your paychecks
• Combine multiple paychecks with custom income and expenses
• Visual waterfall showing where your money goes
• Budget allocation donut chart and expense breakdowns
• Track your budget total: income minus expenses

💾 Save & compare
• Create multiple calculations and switch between them
• Simulate scenarios with side-by-side comparison
• Export as PDF, image, CSV, or text

🎁 More features
• Insights: Visual breakdowns and yearly projections
• Paycle: Daily tax guessing game
• Payday reminders and notifications
• Dark mode and theme customization

🔒 Privacy first
• All calculations run on-device
• No account required; works offline

✨ Download now to see your real paycheck — accurate, private, and instant.

Disclaimer
This app is not affiliated with, endorsed by, or sponsored by the IRS, the Social Security Administration, or any state or local government. It provides estimates for educational and informational purposes only and is not financial or tax advice. Actual withholding and take-home pay can vary by employer, benefits, and state rules. Always verify results against official IRS/state guidance and your pay stub.

Sources
• IRS — https://www.irs.gov/
• SSA — https://www.ssa.gov/